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Why did my credit card company randomly extend my #436396 01/23/23 01:19 PM
Joined: Nov 2022
Posts: 31
landale Offline OP
OP Offline
Joined: Nov 2022
Posts: 31

It probably wasn’t random. You probably are very good with the account.

Things banks look at:

Do you use the card? If a card sits in a drawer with no balance, most likely they’ll close it. It’s not worth them keeping it.

How often do you pay it off? There is an algorithm that looks at your balances and how many times your cumulative payments pay the balance off. It doesn’t matter if you always carry a balance or not. Surprisingly most banks don’t like people that charge the card up to the limit and then make minimum payments and never use the card again. They like members that use the card.

Re: Why did my credit card company randomly extend my [Re: landale] #436397 01/23/23 02:50 PM
Joined: Nov 2022
Posts: 34
knightgael Offline
Joined: Nov 2022
Posts: 34
Hello! A month ago I took out a loan for the things I needed. Found the company here - tripoint lending website. They gave me good credit terms. I called the managers and they gave me full information about their services. I am pleased that I used their services, I liked the service and the attention of their employees to me.

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