I read what you said about your credit card debt, Maggie (and what you owe your relative). Marge and I are just on debit card now, and it gets scary sometimes. When we got our manufactured home put on our property (and were near the end of our rope), we needed $1200 short-term to be sure we had the closing costs at the right time. Marge's RICH brother and SIL, when we approached them for a short-term loan, asked what our collateral would be and what the repayment plan would be. But my uncle, wrote the check, and told us to consider it a housewarming gift!

Marge is the love of my life.